For Independent Appraisers

Tools that make you the expert in the room.

A neutral umpire on standby, research inputs for the appraisals you write yourself, photos of vehicles you can't reach, and a desk for trading customers you can't serve. Priced per service, no membership, requested from your dashboard.

Five services, one dashboard

Everything below is requested from the Services card in your appraiser dashboard. We confirm scope and timing with you before any work or billing starts.

Umpire / third appraiserFree until needed

Standby umpire / third appraiser services

When you and the opposing appraiser disagree on a totaled vehicle's actual cash value, both sides can jointly select SecondAppraisal as the neutral umpire / third appraiser. Becoming your documented umpire of record — confirmation, the signed selection agreement, document preservation, both-party access — is free.

A $248/side step-in fee applies only if both appraisers ask us to render a written determination, and it is collected before valuation work begins. If the two of you settle first, we record an Affirmation of Settlement and nobody pays anything.

Request umpire service

What you get

  • VIN-based conflict-of-interest check before we accept the engagement
  • Signed umpire / third appraiser selection agreement, both parties on record
  • Neutral valuation from comparable-market evidence — we represent neither side
  • Signed appraisal award, binding as to actual cash value where the policy's appraisal clause provides
Valuation research$199

Valuation research & comps work-up for your own appraisals

A $199 B2B research package for appraisals you are writing yourself. We pull the comparable-market data, run the condition analysis, and hand you a draft valuation work-up with every input shown.

You review the inputs and decide what to do with them — adopt them, augment them with your own work, or reject them outright — then form and certify your own independent opinion. We supply the research; the appraisal and the professional judgment behind it stay yours.

Request valuation research

What you get

  • Comparable listings and sales with source, distance, mileage, and adjustments shown
  • Condition analysis against the vehicle's documented history and options
  • A draft valuation work-up in editable form, ready for your review
  • Fixed price per vehicle, no subscription
Photo sourcing$79

Photo sourcing through our photographer network

For $79 we dispatch a photographer from our network to a vehicle you can't reach — a salvage yard three states away, a storage lot with limited hours — and deliver the full image set to you.

The price is ours to you. Set your own customer price for the service.

Request photo sourcing

What you get

  • Standard total-loss walk-around, odometer, VIN plate, and damage detail set
  • Delivered to your dashboard as soon as the photographer uploads
  • Coverage anywhere our photographer network reaches
Customer trading desk$49 / $99

Customer trading desk

A two-way desk for customers you can't take on. Hand off a matter you can't serve — out of state, outside your licensing, or over capacity — and earn $49. Or take on a customer we route to you for $99: one of ours, or another appraiser's hand-off we are placing.

When we match a hand-off to a buyer, SecondAppraisal keeps the $50 in between. Honor system, no upfront cost.

Join the trading desk

What you get

  • Hand-offs routed to a licensed appraiser in the customer's state
  • Take-ons come with the customer's documents already collected
  • No membership fee; settle up per matched customer
Join the team

Join the SecondAppraisal team

SecondAppraisal works with licensed independent appraisers across the states we serve. If you would rather take on our customers directly than trade them, tell us you're interested from the dashboard and we'll reach out personally to talk about working together.

I'm interested

What you get

  • Appraisal-clause engagements with the research already done
  • Customer intake, documents, and negotiation history handled before hand-off
  • Work in the states you hold a license in

How an umpire engagement works

  1. 1

    Both appraisers agree to use us

    You and the opposing appraiser jointly select SecondAppraisal as the neutral umpire. Each side confirms and signs the selection agreement. Nothing is charged.

  2. 2

    Step in only if both sides ask

    If the two of you can't agree, both appraisers request a written determination and the step-in fee is collected per side before valuation work begins. Settle first and nobody pays.

  3. 3

    Neutral valuation and award

    The umpire reviews comparable-market evidence and issues a signed appraisal award. Binding as to actual cash value where the policy's appraisal clause provides.

Umpire pricing shown: Free until needed. Fees are quoted per side and collected only as described above.

Why independent appraisers work with SecondAppraisal

Neutral by design

We represent neither the policyholder's appraiser nor the insurer's — only the evidence. A VIN-based conflict-of-interest check runs before we accept any umpire engagement.

Your certification, your call

Research inputs are delivered as a draft you adopt, augment, or reject. The appraisal and the professional judgment behind it are always yours.

Built for independents

No membership fee and no subscription. Each service is priced on its own, requested from your dashboard, and confirmed with you personally before any work starts.

Frequently asked questions

Who is the appraiser program for?+

Licensed independent auto appraisers who handle total-loss disputes and want a neutral umpire on standby, research inputs for the appraisals they write themselves, photos of vehicles they can't reach, and a place to trade customers they can't serve. There is no membership fee; each service is priced on its own.

What does it cost to name SecondAppraisal as umpire / third appraiser?+

Nothing to become the documented umpire of record — confirmation, the signed selection agreement, document preservation, and both-party access are free. A $248/side step-in fee applies only if both appraisers ask us to render a written determination, collected before valuation work begins. If the two appraisers settle first, we record an Affirmation of Settlement and nobody pays.

Is the valuation research package an appraisal?+

No. It is a $199 research package for appraisals you are writing yourself: comparable-market data, condition analysis, and a draft valuation work-up with every input shown. You review the inputs and adopt, augment, or reject them, then form and certify your own independent opinion. The appraisal and the professional judgment behind it are yours.

How is the research different from what you sell consumers?+

Consumers buy an Appraisal Research report or a full consultation in which we negotiate with their insurer. The appraiser package is inputs only — the same comparable-market research, delivered as a draft you finish under your own certification. We never contact the insurer or the customer on an appraiser-package engagement.

How does photo sourcing work?+

Request the vehicle from your dashboard with its location and what you need captured. We dispatch a photographer from our network, and the full image set lands in your dashboard when they upload. The price is $79 to you; set your own customer price for the service.

What is the customer trading desk?+

A two-way desk for customers you can't take on. Hand off a matter you can't serve — out of state, outside your licensing, or over capacity — and earn $49. Take on a customer we route to you for $99. When we match a hand-off to a buyer, SecondAppraisal keeps the $50 in between. Honor system, no upfront cost.

How do I request a service?+

Sign in to your appraiser dashboard and use the Services card. Every request is recorded on our side the moment you click — it does not depend on an email landing — and our team follows up personally to confirm scope and timing before any work or billing starts. There is no self-serve checkout yet.

Does SecondAppraisal take sides as umpire?+

No. As umpire / third appraiser we represent neither the policyholder's appraiser nor the insurer's — only the evidence. We run a VIN-based conflict-of-interest check before accepting an engagement, and a determination rests on comparable-market evidence, not on which side selected us.

Ready when you are

Sign in to your appraiser dashboard to request a service. Every request is recorded the moment you click, and our team follows up personally to confirm scope and timing.

Sign in to your appraiser dashboard