Pricing
Free initial consultation. No upfront payment. We only take cases we're confident in — and we guarantee at least $1,000 of additional settlement value or you pay nothing.
Simple, Transparent Pricing
Our clients average $3,200 in additional settlement value. We won't take your case unless we're confident we can recover at least $1,000 more than the insurance company's offer — and if we don't, you pay nothing.
Preliminary Valuation
A glimpse into our expertise, delivered to your inbox.
- Initial market valuation tailored to your vehicle
- No commitments, no card required
- Complimentary consultation with our team
- Case-screening review — we tell you whether we can help
Bundled together — purchased as one service:
Total Loss Appraisal
Passenger vehicles, trucks, motorbikes, trailers, imports.
- 48-hour turnaround time
- In-depth market research with references
- Comparable vehicle analysis
- Full professional valuation report
- Expert sign-off (CPCU, AIDA-certified)
Research & Negotiation
Capped at 2 hours — predictable pricing.
- We negotiate directly with your insurer on your behalf
- Independent counter-valuation with documented methodology
- Appraisal-clause support if escalation is required
- Defended valuation through to settlement
Frequently Asked Questions
How does the pricing work?
Your initial consultation is free. If we accept your case, we charge $199 for a complete total-loss valuation report plus up to 2 hours of research and negotiation at $149/hour. We pre-authorize your card after we've reviewed your case — no upfront payment.
What if you can't increase my settlement?
Our clients average $3,200 in additional settlement value, and we screen every case before accepting it: we only proceed when we believe we can secure at least $1,000 more than your insurer's offer. In the rare case we accept your claim and ultimately can't deliver that $1,000 minimum, you pay nothing.
Why is the price split into three components?
We bundle a complete service: a free preliminary read on whether we can help, a thorough valuation report, and the research-and-negotiation work that actually moves your settlement. Showing each component separately keeps the pricing transparent — you see exactly what you're paying for and why.
How long does the total-loss appraisal take?
Our standard turnaround for the valuation report is 48 hours from the time you submit your insurance company's report and vehicle details. Negotiation timelines depend on your insurer's responsiveness — most settlements close within 1-3 weeks of report delivery.
Are you affiliated with my insurance company?
No. SecondAppraisal is an independent vehicle appraisal consultancy. We act solely on behalf of our clients (the policyholders), not the insurer.