Free templates & resources
Attorney-drafted templates for every step of the total-loss dispute process. No signup, no email gate. Use them as-is or adapt to your situation.
Free, attorney-drafted appraisal-clause demand letter template. Use this when your insurer rejects your counter-offer and you're ready to invoke the binding appraisal process.
Free worksheet for building a documented counter-valuation against your insurer's total-loss offer. Captures comparables, adjustments, and the revised ACV calculation.
Free template for escalating a stuck total-loss negotiation to your insurer's claims supervisor or claims manager. Use after the frontline adjuster won't move.
Free template for filing a complaint with your state insurance department about an unfair total-loss valuation. Most state DOIs require insurers to respond within 30-60 days.
Free checklist of evidence to gather in the first 72 hours after a total-loss declaration. Photos, records, and documentation that drive higher settlements.
Use this letter to request that the insurer credit factory options that appear on your VIN-decoded build sheet but are missing from the valuation report.
Free worksheet for deciding whether to keep your totaled vehicle (owner-retain). Captures repair cost, salvage haircut, and rebuilt-title resale impact.
Want us to handle the negotiation?
These templates are free for you to use. If you'd rather have our team build the counter-valuation and run the negotiation, our fee never exceeds the increase we secure for you.
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